Legalzoom Loan Forgiveness: A Comprehensive Guide

Are you struggling with student loan debt? You’re not alone. According to a recent report by the Federal Reserve, student loan debt in the United States totaled $1.56 trillion in 2020. If you’re feeling overwhelmed and don’t know where to turn, Legalzoom may be able to help. In this article, we’ll explore everything you need to know about Legalzoom loan forgiveness, including eligibility requirements, application processes, and frequently asked questions.

What is Legalzoom Loan Forgiveness?

Legalzoom loan forgiveness is a program designed to help individuals with student loan debt achieve financial freedom. This program provides assistance in securing student loan forgiveness or loan discharge by working with the right student loan servicer. Legalzoom offers its expertise to people who are struggling with student loan debt, who need guidance and advice, and who want to explore all available options for paying off their debt.

Eligibility Requirements

To be eligible for Legalzoom loan forgiveness, you must meet certain criteria. The criteria will depend on the type of loan you hold, your employment status, and your income level. The following are some of the eligibility requirements for Legalzoom loan forgiveness:

Type of loan
You must have a federal student loan or a private student loan that is not in default.
Employment status
You must be employed, have a steady income, or be able to demonstrate that you are searching for a job.
Income level
Your income must be at or below the poverty line or within a certain range relative to your household size and location.

Application Process

Applying for Legalzoom loan forgiveness can be a complicated process, but Legalzoom has made it as easy as possible for borrowers. The following are the steps to follow:

  1. Visit the Legalzoom website and fill out a short form.
  2. Meet with a Legalzoom specialist to discuss your specific situation and goals.
  3. Provide any documentation required, such as tax returns or pay stubs.
  4. Once your application has been reviewed, Legalzoom will let you know if you are eligible for any loan forgiveness or discharge programs.
  5. If you are eligible, Legalzoom will assist you in completing the necessary paperwork and submitting it to your loan servicer.

Frequently Asked Questions

1. What types of loans are eligible for Legalzoom loan forgiveness?

Legalzoom offers assistance with federal student loans, private student loans that are not in default, and Parent PLUS loans.

2. How long does it take to process my application?

The processing time can vary depending on the complexity of your case and the number of applications being reviewed at the time. It typically takes 30-60 days for Legalzoom to review and process your application.

3. Will participating in Legalzoom loan forgiveness affect my credit score?

No, participating in Legalzoom loan forgiveness should not impact your credit score.

4. Can I apply for Legalzoom loan forgiveness if I have already consolidated my loans?

Yes, you can still apply for Legalzoom loan forgiveness if you have consolidated your loans, but the process may be more complicated.

5. What if I am not eligible for Legalzoom loan forgiveness?

If you are not eligible for Legalzoom loan forgiveness, Legalzoom may still be able to help you explore other repayment options, such as income-driven repayment plans or loan consolidation.

6. How much does Legalzoom loan forgiveness cost?

Legalzoom charges a one-time flat fee for its loan forgiveness services, which varies depending on the complexity of the case.

7. Will I still have to make loan payments while my application is being processed?

Yes, you must continue to make your regular loan payments until your loan discharge or forgiveness has been granted.


Student loan debt is a major financial burden for millions of Americans. Legalzoom loan forgiveness provides a valuable service for those struggling to pay off their student loans. By working with Legalzoom specialists, borrowers can find the right repayment options and potentially save thousands of dollars. If you think you may be eligible for Legalzoom loan forgiveness, don’t hesitate to take the first step in the application process.

At Legalzoom, we are committed to helping you achieve financial freedom. Contact us today to learn more about our loan forgiveness programs and how we can help you get relief from your student loan debt.


The information provided in this article is for educational and informational purposes only and does not constitute legal or financial advice. Legalzoom is not a law firm and does not provide legal advice or legal services. The information provided in this article should not be used as a substitute for professional advice from a licensed attorney, accountant or financial advisor. The use of any information provided in this article is solely at your own risk.